The vast majority of people who file bankruptcy do so because of reasons that are beyond their control. Medical problems, the loss of a job, and divorce are the most common reasons people file bankruptcy.
At Law Offices of Doroshow, Pasquale, Krawitz & Bhaya, we have been helping people file Bankruptcy in Delaware for over twenty years. When you hire Gerry Gray you are getting an experienced Delaware Bankruptcy attorney. We know the issues that brought you into our office, and we know the path and the pitfalls that lie ahead in your journey through this difficult time in your life. Let us help take away some of the stress when you file for Bankruptcy.
Chapter 7: This is the simplest and most common form of bankruptcy. Often called “liquidation” the process can be completed in a few months. In most cases the Debtor gets to keep all of their property while getting rid of their unsecured debts such as credit cards and medical bills. You can also keep your house and your car as long as you continue to make payments on them.
Chapter 13: People usually file Chapter 13 Bankruptcy because they have fallen behind on their mortgage and they want to create a plan to catch up on their payments. When you file for Chapter 13 Bankruptcy you enter into a 3-5 year plan to bring your payments current on secured debts such as a house or a car. People also file Chapter 13 Bankruptcy when they are disqualified from filing Chapter 7 Bankruptcy because they make too much money or they have too many assets.
Bankruptcy can help with the following situations:
Foreclosure Civil judgments
Wage garnishments Unsecured loans
Repossession Payday loans
Credit card debt Creditor harassment
Sheriff sales Medical bills
Our Services Include: